Millennium Realty



Posted by Millennium Realty on 9/13/2018

If youíre trying to get ready to buy a home, one of the biggest tasks that youíll need to take on is that of saving for a down payment. The down payment will need to be a significant amount of money. If you put it in the right place, it will have the ability to gain some interest. Most importantly, you donít want to have access to the money so that you can spend it freely. 


Whatís Your Time Frame?


When you start saving money, youíll need to know what your time frame is to better discern one of the best places to keep your down payment money. You can put your money in a CD or money market account, but the money will need to stay put for anywhere between 1-2 years. In the case of down payment money, the amount of interest that you gain isnít as important as having access to the money when you need it. 


Research Your Options


Do your research in order to find the best deals. You may be able to gain a bit of interest  on a 3-month CD if youíre short on time. If you have a bit more room for growth and will continue to compound the money, search online for higher yield savings accounts that will allow you to continue contributing money over time. You can even consider putting portions of your money in different places with different time frames and interest rates. This way, some of your money will have a chance to grow, yet youíll still have access to it. 


Know The Home Buying Process


When you get pre-approved for a loan, the mortgage company will go through your entire financial history past and present. Youíll need to show all of your bank accounts and their balances along with pay stubs. The mortgage company will also delve into your debt and calculate what is called your debt-to-income ratio. Before you even get to the stage of pre-approval, youíll want to make sure all of your significant debt is paid off. 


Once you get to the closing table to buy your dream home, your check for all of the closing costs including the down payment will need to be present. This is why you need to make sure that your money isnít tied up when you reach the point of purchasing a home. Generally, a bank check will need to be issued for the entire cost of closing less the deposits that you have already made on the home.                          


Make a plan for your saving the down payment and youíll be well on your way to securing your dream home!





Posted by Millennium Realty on 9/6/2018


69 Hartford Ave S, Upton, MA 01568

Single-Family

$469,999
Price

8
Rooms
4
Beds
2/1
Full/Half Baths
MAKE YOUR DREAMS HAPPEN TODAY! EXCEPTIONAL NEW PRICING FOR 2500sqft four bedroom, 2.5 bath Garrison Colonial. Starting with the inviting tiled entry to the level backyard, this light-filled home shouts "Welcome". Large kitchen with eat-in area, stainless appliances, Corian counters, center isle plus generous pantry & cabinet storage space**Spacious Dining room for family & friend gatherings and huge deck area for enjoyment of summer barbeques**Wonderful cathedral ceiling family rm with amazing Palladium window offering natural lighting & brick fireplace w/wood stove for cozy evenings**Living Rm perfect for quiet escape, entertaining or, playroom**19x12 Master BR w/walk-in closet & 3/4 bath**Unfinished bsmt for hobbies and work area or extra space to finish your way!**Wonderful curb appeal & large flat private backyard offering plenty of room to play & enjoy** Award winning schools, community recreation programs, miles of hiking & riding trails!
Open House
No scheduled Open Houses

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Tags: Real Estate   Single-Family   Upton   01568  
Categories: Price Change  


Posted by Millennium Realty on 9/6/2018

Because real estate is a people-oriented business, most agents are happy to answer questions and provide advice after the sale. Whether you've enlisted their help to purchase a house or sell one, your working relationship does not have to end the moment you sign the final papers.

Professionals in the real estate business are generally service-oriented and interested in cultivating ongoing client relationships. If you've been fortunate enough to find a real estate agent who exceeded your expectations, then they'll most likely be a resource you'll want to use down the road. Assuming you had good rapport and that you're satisfied with their service, here are a few solid reasons to keep in touch.

Reliable source of advice: When you consider the training, knowledge, and experience that a seasoned real estate agent has, having them as a professional contact can benefit you in a number of ways. As an example, many agents are familiar with the impact home improvements can have on resale value. In other words, if you're thinking about upgrading, expanding, or altering your property, a knowledgeable real estate agent can provide insights into how that might affect your home's current and future market value. Since every type of home improvement brings with it a potential return on investment (ROI), it's an important aspect to consider when remodeling, adding an addition, or making a major change to your property. Many real estate agents have cultivated relationships with dependable contractors, remodelers, and installers to whom they may be happy to refer you, too. As a homeowner, you will invariably need reliable recommendations, sooner or later, and real estate agents are often a great source of contractor referrals. As you may have already discovered, it can be a frustrating experience to try to find a good home improvement contractor or other service provider when you're starting from scratch or relying on the credibility of online reviews.

Help for friends and family: If you're not planning on buying or selling a home in the near future, there's a good chance someone you know would benefit from the help and advice of a proven real estate professional. Even if a family member or acquaintance just needs assistance in finding an affordable apartment or house to rent, real estate agents often have the connections and resources to provide options that others may have overlooked.

Income and Investment properties: After shelling out tens of thousands of dollars to landlords, over the years, some homeowners consider "turning the tables" and becoming landlords and real estate investors, themselves. While this is certainly not a guaranteed path to financial independence, some people do become quite successful at it. If you have a tolerance for risk and the tenacity to pursue it, then your real estate agent may be able to help you find some worthwhile income properties. It's not for everybody, though!

Finding a real estate agent who's results oriented, experienced, and a pleasure to work with is not an everyday event, but when it does happen, they're worth keeping as a trusted advisor for many years to come!





Posted by Millennium Realty on 9/5/2018


90 Freedom St, Hopedale, MA 01747

Condo

$225,000
Price

6
Rooms
3
Beds
2
Baths
Great price to enjoy scenic views of Hopedale Pond from your kitchen window everyday! This home is solid and built to last. Current owners upgraded this lovely condo for you by installing a convenient first-floor full bathroom with laundry. The big-ticket items have been taken care of: windows, roof, and oil tank are all less than 10 years old. Upstairs carpeting was installed July 2018. This home is priced affordably to leave room in the budget for your kitchen upgrades. The walk-up attic could be used for tons of storage space, or bring your finishing ideas: master suite? bonus room? play room? Endless possibilities! Enjoy exclusive use of you side of the yard, covered in established perennials.This home is perfectly located next to miles of wooded walking trails in the Hopedale Parklands. Short walk to restaurants, schools, parks, public library, and athletic fields. Minutes to I-495 and MBTA. Don't miss this one!
Open House
Sunday
September 09 at 11:00 AM to 1:00 PM
Repairs are complete, and this lovely duplex is ready for its next owners! Just move right in! Sellers are motivated, so bring your offers.
More Open Houses
Cannot make the Open Houses?
Location: 90 Freedom St, Hopedale, MA 01747    Get Directions

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Tags: Hopedale   Real Estate   Condo   Open House   01747  
Categories: Open House  


Posted by Millennium Realty on 9/5/2018


90 Freedom St, Hopedale, MA 01747

Condo

$225,000
Price

6
Rooms
3
Beds
2
Baths
Great price to enjoy scenic views of Hopedale Pond from your kitchen window everyday! This home is solid and built to last. Current owners upgraded this lovely condo for you by installing a convenient first-floor full bathroom with laundry. The big-ticket items have been taken care of: windows, roof, and oil tank are all less than 10 years old. Upstairs carpeting was installed July 2018. This home is priced affordably to leave room in the budget for your kitchen upgrades. The walk-up attic could be used for tons of storage space, or bring your finishing ideas: master suite? bonus room? play room? Endless possibilities! Enjoy exclusive use of you side of the yard, covered in established perennials.This home is perfectly located next to miles of wooded walking trails in the Hopedale Parklands. Short walk to restaurants, schools, parks, public library, and athletic fields. Minutes to I-495 and MBTA. Don't miss this one!
Open House
Sunday
September 09 at 12:00 PM to 2:00 PM
Repairs are complete, and this lovely duplex is ready for its next owners! Just move right in! Sellers are motivated, so bring your offers.
Cannot make the Open Houses?
Location: 90 Freedom St, Hopedale, MA 01747    Get Directions

Similar Properties





Tags: Hopedale   Real Estate   Condo   Open House   01747  
Categories: Open House  




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